Most Requested Information

A collection of frequently used information about health insurance laws, requirements and notices. 

library books

Employee Benefits

Definition of a Small Employer:
Oregon - Washington

Determining if an Employer is an Applicable Large Employer irs.com

What Happens When a Small Employer Grows Into an ALE  Leavitt Group

Controlled and Affiliated Service Groups  irs.gov - psfinc.comthetaxadvisor.com

New imageNew For 2020 - Individual Coverage Health Reimbursement Arrangement (ICHRA) cms.gov

Section 105 Plans For Dummies peoplekeep.com

The Difference Between NAICS and SIC Codes:  naics.com

Employer Health Care Arrangements For Individual Health Insurance  irs.gov

Side-by-Side:  Group Coverage - ICHRA - QSEHRA healthcare.gov

QSEHRA  healthcare.gov

ICHRA  healthcare.gov

ICHRA - A Comprehensive Guide  Take Command Health

Employer Responsibility Under ACA  Penalties  (Flowchart)

ACA Affordability Safe Harbor Tests 
Calculator - Estimator - Provisions - Regulations - Q&A

Employer's Guide to ACA Affordability Safe Harbors  American Fidelity

Employment Laws Assistance For Small Businesses and Workers  dol.gov

Nondiscrimination Rules For Group Health Plans (Enforcement paused pending regulatory guidance)  dol.gov

SHOP Small Business Tax Credit  irs.com

ACA Tax Provisions For Employers  irs.com

Tax Treatment of Common Fringe Benefits  hr360.com

Certification of Creditable Drug Coverage
(To be completed by employers with Medicare Part D eligible employees, each year within 60 days of the start of the plan year)
Disclosure Guidance and Information
Model Notices
Instructions Slide Deck        

COBRA (Groups with 20+ Employees)  About COBRA
Employer Guide - Employer FAQs
Employee Guide - Employee FAQs

COBRA Model Notices:
Model General Notice   dol.gov
Model Election Notice   dol.gov

CONTINUATION Coverage (Groups with <20 Employees):
Oregon - Washington

ERISA  dol.gov

ERISA Wrap Documents - hinklaw.com  

Family and Medical Leave Act:
State Family and Medical Leave Laws
Paid Sick Leave vs FMLA vs Paid Family Medical Leave

FMLA Employer Guide  dol.gov

OFLA  Oregon Family Leave Act   Federal vs Oregon

PFML  Washington Paid Family Leave Act

OSHA State Plans  FAQs

Social Security  What Every Woman Should Know 

Social Security  Retirement Estimator Calculator

WA State LTC Trust Act | Cares Fund:  wacaresfund.wa.gov
Employer Responsibilities   Rules


HSA

New imageNew for 2020 - CARES Act - TeleHealth and OTC irs.gov

HSA Basics: The Quintana Group

How Does a Health Savings Account (HSA) Work?  healthinsurance.org

HSA  IRS Publication 969Eligible Medical Expenses - IRS Pub 503  

Benefits of an HSA irs.gov

HSAs and Medicare  Conflicts

Should You Max Out Your HSA Contributions? thebalance.com

HSAs businessinsider.com

7 Ways to Maximize the Benefits of HSAs   Bob Carlson, Forbes 2020

HSA IRS Guidance and Q & A  irs.gov

HSA Employer Comparable Contributions  Federal Register



Health Savings Accounts

Comparison of HSA Providers  HSA Search

Evaluation and Rankings of HSA Providers  Morningstar


Medicare


Getting Started With Medicare   medicare.gov

Medicare Benefits   ssa.gov

Medicare Enrollment - When to Sign Up  medicare.gov

Medicare And You - 2021   medicare.gov

Get Started with Medicare   medicare.gov

Medicare Costs at a Glance   medicare.gov

Part A & Part B   medicare.gov

The Part D Donut Hole (Coverage Gap)  medicareinteractive.gov

I have Employer Coverage  medicare.gov

Who Pays First?  medicare.gov

How Medicare Works with Other Insurance  medicare.gov

HSAs and Medicare  noca.org

Who Do I Contact - Medicare or Social Security  ssa.gov

Apply for Medicare Online  ssa.gov

VA Benefits and Medicare - Asking the Right Questions

7 Things Not Covered By Medicare - AARP

SHIBA (Senior Health Insurance Benefits Assistance) - Oregon

SHIBA (Statewide Health Insurance Benefits Advisors) - Washington

Individual and Family Coverage

Employer-Sponsored Coverage and Tax Credit Eligibility  healthreformbeyondthebasics.org

eLAWS Interactive Health Benefits Advisor  dol.gov

Short Term Health Insurance  Oregon - Washington


LEARN MORE ABOUT OUR TEAM:

Donna Quintana, RHU
Employee Benefits and Health Insurance Specialist

Shane Quintana, LUTCF
Business and Estate Planning Specialist

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In this section, you may be leaving The Quintana Group website and you will be viewing material from other websites.

The information provided herein has been obtained from sources believed to be reliable.  The Quintana Group makes no representation as to its accuracy or completeness and it should not be relied upon as such.

The Quintana Group accepts no liability for any direct or consequential loss arising from any use of this information or its contents.

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